Auto Loans & Motorcycles
We are more than just a pretty rate!
Why have your auto loan at eastern indiana federal credit union?
FEWER FEES: No application fee, processing fees, or annual fees
No penalty for early payoff
Easy in branch or online application process
Easy payment options including online payments
Up to 120% financing available
Flexible terms up to 84 months
Loan protection available (life & disability) available to most borrowers
GAP protection available at an affordable price to protect your investment
Skip A Payment available
Local decision, local servicing, from people you know and trust
Support our social purpose of “People helping people”
See our Loan Rates
whatever the road ahead holds for you, we’re here to help!
Pre-Approval
Whether you’ve already identified your dream car or you’re simply interested in know what you can afford, getting pre-approved helps you shop with confidence. With a pre-approval, you’ll walk into the dealership knowing your rate and maximum loan amount.
Call or email with questions, or Apply Now with our online loan application!
get in the driver’s seat before you buy!
Refinance your current Auto Loan
Looking for a better rate and some extra savings? Get on the road to refinancing. With our low rates, now is a great time to refinance a loan you may have at another financial institution. There are no application fees or transfer fees, so why not take advantage of our great rates? Apply today and see how much you could save!
GET STARTED WITH LOWER PAYMENTS TODAY!
Loan Protection
Life is full of unexpected surprises! You never know what is going to happen next, which is why we want to make sure you are protected. Play it safe and ask about our loan protections. We offer coverage for all the twists and turns in life.
GAP+ Insurance - If your vehicle is declared as a total loss, you are still liable to pay the difference, the gap between your insurer’s settlement and your loan balance.
Credit Disability - Preserve your standard of living if a covered disability occurs due to illness or injury (and you’re a protected borrower or co-borrower on the loan).
Credit Life - Protect your family from inheriting your debt
We offer GAP, credit life, and credit disability payment protection. Learn more.
Skip A Payment
Take a vacation from your loan payment. Learn more here.
Financing at the Dealership
We know that you want to get a great deal, fast! We have partnered with several area dealerships to provide EIFCU members with “on-the-spot financing”. Let the dealer know that you want to finance with Us and you can get the same great loan rates and terms, right at the dealership!
Not a member? No worries! Your account can be opened from the dealership when your financing is completed without visiting the Credit Union.
Participating Dealers:
Russ Hubler Chrysler, Dodge, Jeep, & Ram - New Castle