Share Certificates 

Ensure Brighter Financial Days Ahead and Stash My Cash

Secure. Predictable. Reliable. So much better than stuffing it under your mattress. Welcome to the safest, saving-est way to park your cash.

Yes! Your Funds are Safe & Insured

Your savings are FEDERALLY insured to at least $250,000 and backed by the full faith and credit of THE UNITED STATES GOVERNMENT, National Credit Union Administration, a U.S. Government Agency. Visit mycreditunion.gov to learn more about your Share Insurance Coverage and to access resources including a Share Insurance estimator tool, publications, videos, and more.

Share Certificates

WHAT ARE SHARE CERTIFICATES?

A safe way to invest your money. Similar to a certificate of deposit, share certificates are issued by credit unions, rather than traditional commercial banks. Place an initial deposit amount, choose the rate and term, and enjoy a fixed rate of return.

When you open a share certificate, you’ll already know the dividends you’ll receive upon its maturity date, provided you don’t make any early withdrawals (early withdrawal penalties apply). Share certificates automatically renew upon maturity.

Don’t just leave your extra money laying around in an ordinary savings account. Put it in a Share Certificate and earn a higher dividend, growing your nest egg. With a Share Certificate you’re not only saving for your future, but investing in your local community.

  • Combines the safety of insured funds with a greater earning potential than a regular Share Savings Account

  • Secure your money and earn more.

  • What you see is What you get - A share certificate gives you a fixed rate for a fixed term. You know exactly how much you’ll be getting, so planning for your future is easier.

  • Save up for the Big Day - Set aside funds for your dream vacation, wedding, or even higher education. Watch your funds grow until you need them.

  • Open with as little as $1000.00.

  • Choose your term - 6 to 18 month.

  • Penalty for early withdrawal.

  • Dividends can be compounded semi-annually or are available as a check monthly, quarterly, or at maturity.

  • No Monthly Maintenance Fees.

  • Automatically renews at maturity to same term (10-day grace period provided).