Deposit Rates
Certificate Rates
| Account Type | Minimum | APR*** | APY*** |
|---|---|---|---|
| 6 Month Certificate | $ 1000 | 3.90% | 3.938% |
| 12 Month Certificate | $ 1000 | 3.55% | 3.582% |
| 18 Month Certificate | $ 1000 | 3.20% | 3.226% |
*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
*Rates subject to change without notice
*Share Certificates subject to early withdrawal penalty
Early Withdrawal Penalty: forfeit 90 days dividend.
Regular Shares/Club Accounts
| Account Type | APR*** | APY*** |
|---|---|---|
| Regular Savings Account | 0.03% | 0.03% | Teen Savings Account | 0.03% | 0.03% |
| Youth Savings Account | 0.03% | 0.03% |
*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
IRA Accounts
| Account Type | Minimum | APR*** | APY*** |
|---|---|---|---|
| Traditional IRA Savings | 0.60% | 0.601% | |
| Traditional 12 Month IRA Certificate | $ 1000 | 3.75% | 3.785% |
| Traditional 18 Month IRA Certificate | $ 1000 | 4.10% | 4.142% |
| Roth IRA Savings | 0.60% | 0.601% | |
| Roth 12 Month IRA Certificate | $ 1000 | 3.75% | 3.785% |
| Roth 18 Month IRA Certificate | $ 1000 | 4.10% | 4.142% |
*APR = Annual Percentage Rate
*APY = Annual Percentage Yield”
*Rates subject to change without notice
*IRA Certificates subject to early withdrawal penalty
Early Withdrawal Penalty: forfeit 90 days dividend.
***APR is Annual Percentage Rate.
*** APY is Annual Percentage Yield.
ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.