Member Services

Direct Deposit (EFT)

Put your money where you want it!

If you want immediate access to your payroll, setting up Direct Deposit is the way to get it. Your payments will be deposited automatically into one or more of your EIFCU accounts, so you don’t have to make a special trip to a branch.

Benefits include:

  • Checks are deposited automatically

  • Eliminates risk of lost checks

  • Quicker payment

Here is what You will need:

  • Our name -Eastern Indiana Federal Credit Union

  • Our Routing Number 274975466

  • Your 8-digit account number

  • Whether is it a savings or checking account

Payroll Deduction

Many of our local companies offer Payroll Deduction for EIFCU Accounts. You can use this service to put a part of your earnings into any of our accounts or to make loan payments.

If you are interested in this service, please contact your employer's Human Resource or Payroll Office.

Additional Branch Member Services*

  • ATM - withdraw cash, balance inquiries, transfer funds between accounts

  • ATM Cards - available for members who only have a savings account. Card is limited to use with an ATM.

  • Automatic Transfers - allows you to transfer money periodically from one Eastern Indiana FCU account to another, including loans. Transfer funds to multiple accounts at any time.

  • Cashier's checks - keep your personal check information safe and send one of our checks instead!

  • Coin counting - FREE Service available to all members! There’s no need to roll your coins anymore!

  • Credit Card Cash Advance - When you need cash from your Visa or Mastercard.

  • Money orders - For those times when you can’t use a personal check, money orders are an easy way to make payments. Our money orders are available for purchase for up to an amount of $1,000.00 each.

  • Wire transfers - We can receive a wire or wire funds out for domestic transactions.

  • Notary service - When dealing with sensitive documents such as wills, contracts, or any other legal documents, notarization may be required. A notary public is a licensed witness for the signature of these items. To have a document notarized, make sure that the document is unsigned and all signers bring a government issued photo identification.

  • Night depository service - Deposits can be made after business hours through our night depository. Deposits will be posted on the next business day.

  • Stop Payment - Stop Payment requests for check or ACH items can be submitted by logging into our Online Banking and filling out the Stop Payment Request.

Please call or email us with any questions! *Some services require a fee.

Alliance One

find a surcharge free atm

In addition to the ATM owned and operated by Eastern Indiana FCU, you can now access even more ATMs when you travel across town or across the country. Just look for the blue and white Alliance One logo on an ATM or click here to search for the nearest machine. ATMs in the alliance won't surcharge you for access.