Loan Rates
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Vehicle Rates**
| Description | Term Description | APR* as low as |
|---|---|---|
| New 2024-2025 | 36 months | 6.24% |
| New 2024-2025 | 60 months | 6.24% |
| New 2024-2025 | 72 months | 6.24% |
| New 2024-2025 | 84 months*** | 6.53% |
| Used 2021-2024 | 72 months | 6.24% |
| Used 2020 | 72 months | 6.50% |
| Used 2019 | 72 months | 6.74% |
| Used 2016-2018 | 72 months | 7.34% |
Rates may vary depending on your credit score. Subject to credit qualification and normal credit underwriting guidelines. All Rates are subject to change at anytime.
** Vehicle includes cars, trucks, vans and motorcycles. For Recreational Vehicle including boats/motors/trailers, campers, motor homes, and travel trailers, please call for current rates.
*** FICO score must be 660 or higher, loan balance must be a minimum of $30,000 and collateral must be new.
Personal Loans
| Description | Term Description | APR* as low as |
|---|---|---|
| Personal $500-$2,500 | 24 months | 10.25% |
| Personal $2,501-MAX | 36 months | 10.25% |
Rates may vary depending on your credit score. Subject to credit qualification and normal credit underwriting guidelines. All Rates are subject to change at anytime.
Home Equity**
| Description | Term Description | APR* as low as |
|---|---|---|
| Home Equity Line of Credit -HELOC (Open-End, Variable Rate)*** | 180 months | Varies |
| Home Equity Fixed Rate Closed End | 180 months | Varies |
*Annual Percentage Rate.
**You may be required to pay certain fees to third parties at the time your account is established. These fees generally range from $500 to $1,500.
***Introductory rate effective for the first 12 months.
Share Secured
| Description | APR* |
|---|---|
| Share Secured | 3.50% |
| Certificate Secured | 2.00 % above cert rate |
*Annual Percentage Rate.
Rates may vary depending on your credit score. Subject to credit qualification and normal credit underwriting guidelines. All Rates are subject to change at anytime.
Credit Cards
| Visa Card | APR | Best For: |
|---|---|---|
| Platinum | Prime + 6.00% | Our lowest rate. Use for Everyday purchases. |
| Classic | Prime + 8.00% | Setting a budget. Careful spenders. |
| Share Secured/Credit Builder | Prime + 12.00% | Building or rebuilding credit. |
Eligibility for type of card is determined by credit score.
Platinum and Classic credit cards have 4.90% Introductory APR for 6 months on balance transfers.
APR is the same for purchases and cash advances.
Maximum rate on all credit cards is 18.00%.