Holiday Specials


Santa isn't the only one who could use a little helper

We could all use a little extra help when budgets are tight during the holidays. Get the funds you need to buy gifts, visit family, or avoid high interest credit cards.

We’ve got options to help you save and make the holidays magical!


Holiday Helper Loans

Smart and affordable financing, right when you need it. Rates start as low as 7.99%*.  This offer is good until January 31, 2025!

  • Borrow up to $2,000 (min. $500)

  • Special Low Rate as low as 7.99% APR

  • Take up to a year to pay

  • No prepayment penalty

  • You get a fixed rate and a 12 month term so you can budget your payment

  • No processing fees

*APR = Annual Percentage Rate.  Rates based on credit worthiness.  Requires 660+ credit score with credit and income approval. Max term of 12 months; estimated monthly payment as low as $86.98 per $1,000.00 borrowed.  Limit to one Holiday loan per membership. No prepayment penalty.


Call or email with questions, or Apply Now with our online loan application!


Holiday Savings Accounts

Save all year and holiday gift-giving will be covered!

Beat the Holiday blues with a special account to stash your cash! Start saving for presents in the present. Your loved ones will be lavishing you with praise for having excellent foresight when the gift-giving season rolls. Save and avoid the high-interest credit cards, with a Holiday Savings Account. You’ll spend less and give more.

  • Open your account anytime, no minimum deposit or balance to get started.

  • Absolutely no service fees--nada, nicht, none.

  • Accounts are transferred to your savings the first week of October to beat the “holiday rush”.

  • Withdraw limit is once per year.


Skip-A-Payment

Take a break from your loan payment!

Eastern Indiana Federal Credit Union’s Skip-A-Pay program allows members to skip a monthly payment on a qualifying loan as long as certain program qualifications are met.

Learn more here.