Online & Mobile Banking
Online Banking
With our Internet Banking services, you can make sure that banking hours are your hours. It's the key to managing your daily financial needs wherever you can access the internet...at work, at home or even on vacation. Your computer and internet connection are all you need to view your accounts and more.
View account balances and history
See your direct deposit postings
Transfer funds between accounts
Make EIFCU loan payments from your share accounts
Pay your bills online 24/7/365
Card Controls - Lets you turn your debit cards off within seconds if they’re lost or stolen
Download your information into a spreadsheet
Communicate securely with EIFCU using the mailbox
Online Banking Alerts - get notified by text or email when types of activity you specify take place
For the security of your online banking, never give your username/password out to anyone.
Mobile Banking
EIFCU FREE* Mobile Banking is an extension of our Online Banking service. Existing Online Banking users can access their accounts with their web-enabled phone or tablet. Download EIFCU’s FREE Mobile Banking app by visiting your apple or google play store and searching for Eastern Indiana Federal Credit Union.
Login with your fingerprint or facial recognition
View account balances and history
See your direct deposit postings
Deposit checks using your phone
Pay your bills online 24/7/365
Transfer funds between accounts
Card Controls - Lets you turn your debit cards off within seconds if they’re lost or stolen
*EIFCU does not charge a fee for Mobile Banking. Your wireless carrier may charge you for data usage and text message services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.
Remote Deposit
Tap. Snap. Deposit.
Remote Deposit a check from anywhere! Remote Deposit lets you submit photos of the front and back of your endorsed checks into your checking or savings accounts with Eastern Indiana Federal Credit Union.
Benefits include:
Freedom to deposit original checks anytime and from anywhere with your Mobile App.
Safe, fast, and secure transmission of your funds.
Easily review remote deposit history.
Easier ability to make loan payments. (Deposit into your account and use the transfer option to make your loan payment).
Save time and money by reducing trips to the credit union.
Steps to submit a Remote Deposit:
Endorse your check with a signature and as follows: For Remote Deposit only at EIFCU
Login to your EIFCU Mobile App.
Click on “Deposit”.
Select a deposit account.
Enter dollar amount shown on original check image.
Follow Prompt: take a picture of the FRONT of the check.
Follow Prompt: take a picture of the BACK of the check.
Click Submit.
Select “History” to review the status of all previous remote deposits.
Deposit Limits:
Daily Deposit Limit $1,000
Items Per Day 3
Per Item Limit $1,000
Rolling 30-day Limit $5,000
“For Remote Deposit only at EIFCU” must be printed under the endorsement
All endorsements must be present on the back of the check including the phrase above.
Current check hold policy will apply for deposits.
Bill Pay
Pay your bills with our easy to use Bill Pay, anytime, anywhere. Access Bill Pay through our Internet Banking to pay bills at your convenience. The worries of writing checks, buying stamps or risking paper cuts on your tongue from licking envelope flaps are over!
Pay your bills with peace of mind - Thanks to the latest in security features and password protection.
Easily set up your payment - Just enter information about the payee once, then all other payments are literally a mouse click away.
Flexible payment setup¹ - Set up a one-time payment or weekly, bi-weekly, monthly or even yearly recurring payments.
Real-time payment² - Electronic payments will be processed in 1-2 days, while check payments may take up to 4 days.
Person to Person payment² - Send money to friends or family members at another financial institution or to their PayPal account.
eBills - receive your bills within Bill Pay.
Calendar View - showing a snapshot of all upcoming scheduled bill payments.
Gift & Charity payments - allows you to gift funds to friends and family or donate to a charity.
¹ Bill Pay supports: one-time payments on specified date; and automatic payments occurring on provided dates and frequencies. Payments can be changed or canceled at any time up until the scheduled Send On date.
² Funds must be available in the account on the specified "Send On" date when authorizing payments and transfer. If funds are not available, a Non-Sufficient Funds (NSF) or Overdraft fee will be assessed.
Account Alerts
Setup account alerts
Within Online Banking you can setup text and email alerts. Many options for account alerts are available within Online Banking (access thru desktop Online Banking "Profile & Settings").
Available Account Alert Options:
Low balance alert
High balance alert
Direct deposit over $XX.XX has posted
Deposit over $XX.XX has posted
Card transaction greater than $XX.XX has posted
Check/draft greater than $XX.XX has cleared
Withdrawal exceeds $XX.XX
Insufficient funds caused overdraft protection transfer
E - Statements
Safer, faster and more efficient…..e-Statements are the superior alternative to paper. Plus, you'll never lose a hard copy of your monthly records again! Receive your statements in PDF format through our secure home banking system.
Environmentally friendly - saving the planet one statement at a time. With e-Statements, you are saving a few trees and helping reduce costs on printing and postage. We pass these savings on to you, our members, with better rates and lower fees.
Easy access - No need to wait for snail mail. e-Statements gives you access to your statements earlier in the month with a monthly email informing you when your statement is available.
Easy to organize - get rid of those filing cabinets at home. Download your e-Statements and print as needed.
Securely encrypted - safety first. No need to worry about lost or stolen mail. Your e-Statements are delivered through your online banking experience for safe and secure access to your personal financial information.
Available in PDF format
A separate request is required for each individual account
Alliance One
In addition to the ATM owned and operated by Eastern Indiana FCU, you can now access even more ATMs when you travel across town or across the country. Just look for the blue and white Alliance One logo on an ATM or click here to search for the nearest machine. ATMs in the alliance won't surcharge you for access.
